Housing Bank is revolutionising banking in the metaverse

Transforming the banking experience in Spatial and Decentraland

The challenge: Connecting with a new generation of customers without losing our corporate identity

As part of its 50th-anniversary celebrations, Housing Bank sought to consolidate its technological leadership by appealing to young, digitally native audiences. The major commercial challenge was to transfer the banking relationship to an immersive virtual environment, whilst maintaining the organisation’s long-standing reputation for trust and ensuring that the experience was fully accessible from any device, be it a smartphone, a computer or a virtual reality headset.

At a strategic level, the organisation needed to ensure that digital innovation did not alienate its regular customers. It was essential to create a seamless and inclusive bridge between physical bank branches and its presence in the metaverse, enabling virtual interaction to enrich the value proposition without creating barriers to adoption.

Housing Bank Trade and Finance

Jordan’s leading financial institution, with over 50 years’ experience, recognised for its leadership in innovation and digital transformation in the region.

Banking

Logo de Housing Bank
Banca en el metaverso con Housing Bank
Banca en el metaverso con Housing Bank

The solution: To design an integrated, multi-platform virtual venue with immersive zones within the physical offices

At Innoarea, we have developed a 3D digital replica of the iconic Housing Bank headquarters, deployed simultaneously on Decentraland and Spatial.io. Through this interactive space, users can take an immersive tour of the bank’s history, explore its range of products and connect in real time with representatives of the bank to ask questions and request information.

To create a tangible link between the physical and virtual channels, we have set up ‘experiential corners’ in selected branches, equipped with VR headsets. This integration allows visitors to our traditional branches to take a guided tour of the virtual branch, ensuring a comprehensive omnichannel banking experience that combines tradition with cutting-edge technology.

100%

Cross-platform accessibility

+35%

Increased engagement with Gen Z and millennial users

2

Integrated global platforms (Decentraland and Spatial.io)

Gafas de realidad virtual Meta Quest 3
  • Detailed 3D rendering of the bank’s head office
  • Interaction points with advisers and modules containing detailed product information
  • Physical spaces equipped with VR headsets to bring the metaverse experience to any customer
  • Cross-platform optimisation that does not require complex downloads to use

Key findings

Housing Bank’s entry into the metaverse established the institution as the undisputed pioneer of digital banking in Jordan and across the region. The omnichannel strategy helped to democratise access to Web3, attracting both young digital natives and traditional customers who experienced virtual reality for the first time from the bank’s own physical branches.

The project not only significantly boosted brand perception in terms of innovation and leadership, but also established a new channel for agile and continuous interaction. By removing geographical and time zone barriers, Housing Bank strengthened its ties with its existing customers and set a precedent for the evolution of financial services in the future.

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